decided to hire Karoleen because I had been
experiencing an inner need to have someone to
partner with on a business and personal level. I
think everyone needs a professional partner that
focuses on YOU.
Being a financial advisor calls us to be givers
and that can lead to neglecting ourselves.
Coaching allows you to explore yourself and not
lose yourself in the process of helping others.
Karoleen is familiar with my business and I enjoy
the upbeat and positive interactions we have. She
will push back on things and permit me to rethink
how I feel on something which allows me to take
better actions and from new perspectives. The
coaching process invites me to be reflective.
Karoleen provides the safety net that I need to be
vulnerable and yet safe enough to work out a new
concept or conflict.
Karoleen listens well and is insightful. In our
partnership, I can look at personal and
professional issues and be open about my thoughts
and feelings and still be open to new ideas. I
learned that I donít have to play both sides of a
relationship and feel like Iím doing all of the
work. I can allow people to respond the way they
need to. That is a big deal for me.
Here are some of my favorite results of working
- I have taken action on many things
that I really want and yet know I wouldnít have
done on my own.
- Iím now gentler with myself and
- I have a better understanding of myself
and what drives me.
- I am less self-centered.
- Iím a
- I do better work on a
professional level and have increased my
- I feel more effective in my work and
relationships and that leads to experiencing less
stress in my life.
- And, I actually think Iím a
I recommend you hire Karoleen. If you are even
considering it, you should. Give it a shot and
then youíll know!Ē
St. Cloud, MN
decided to work with Karoleen because I needed
and wanted a mentor, because I knew the quality
of who she was as a person, and the fact that
she would hold me accountable to both my business
and personal goals.
The thing I appreciate most about working with
Karoleen is the energy she brings to the table...she
brings an incredibly focused energy and is able
to consistently focus on me and what I need to
be coached on both in business and personal goals.
The most pivotal moment for me was when I was
really stressed out and was burying myself with
information and analytical details. She helped
me totally turn my work and work processes around
so that this business not only serves my clients,
it also now serves me.
I would definitely recommend Karoleen. I am working
easier and am less stressed. I am also reaching my financial goals
and the business is really coming in this past
year. I am now gathering more assets of my clients
that I wasnít picking up before. And I am getting
better clients referred to me.
Karoleen strongly suggested I create my ideal
schedule. I used to work 4 and 1/2 days and am
now down to 3 and 1/4. And, even in a down market,
I have increased the assets I manage by 42% in
the last 9 months. With her help, I am totally
upgrading my business."
Senior Financial Advisor,
I started working with Karoleen, my income is
up over 32% and I am already on pace to double
my fees. The best part is I feel like I am just
getting started. Iíve never felt capable of
so much before! Somewhere after our 4th month
of coaching together, I really started to break
through to what my capabilities really are.
I would definitely recommend that if you really
want to get your business and life to the next
level, you need to talk to Karoleen and hire
(Jay) Woerdeman IV,
CFP, Senior Financial Advisor,
Sagamore Beach, MA
has helped me immensely as I transition to an
advice-based practice. She has helped me take
a step back to reevaluate what I want and need
from my business and my personal life. Our conversations
help me talk through what I really do want.
This is the first year since I started this
business 19 years ago that I will be taking
4 weeks' vacation!! In fact, I have never even
taken 2 whole weeks before, so that is a major
Iíve also shortened up my work week by 4-5 hours
and stopped doing any late night appointments.
With her coaching, I am even taking better care
of myself now. Iím into an exercise program
and am more careful about what I eat. The biggest
change is transitioning my business to being
paid for my advice and Karoleen helps me not
I would certainly recommend Karoleen to others.
In fact, I share with other successful advisors
what I am doing and how Karoleen and I are working
together and what we accomplish. Her coaching
has been a real benefit to me."
B. van der Hagen,
have had the good fortune of working with Karoleen
Fober as my coach. In my years as a financial
have found that opening doors to new ideas usually
pays off, and sometimes in ways different than
what we expect. My time spent with Karoleen
proved to be enlightening and I would recommend
her to anyone wanting to move their career to
the next level."
CFP, CLU, ChFC, CFA,
Senior Financial Advisor- Advanced Advisor Group,
Charlet, Vandersnick and Associates,
is my pleasure to be working with Karoleen.
She is a very genuine, caring individual who
possesses excellent coaching skills. Karoleen
is a positive person whose open personality
and style quickly makes people comfortable and
allows them to draw close. Her measurement of
coaching success is how I do toward achieving
my lifeís goals.
Her guidance has helped me to determine and
document my business vision, mission statement
and ideal client profile to facilitate a more
successful practice in the future.
initially focused on improving my business results,
the coaching relationship has moved beyond this
plateau to encompass the whole person and should
result in me being the best 'me' possible! I
strongly recommend Karoleen to individuals who
are seeking a professional coach interested
in their personal and professional success."
MBA, MSS, Financial Advisor,
Fort Madison, IA
trying to change, you may think you are changing
in your mind, but to tell someone about the
changes you will commit to make or have made
is real. Telling someone like my coach will
make the changes reality. Having Karoleen, a
coach who is familiar with my business, helps
a lot when discussing an issue."
with Karoleen has helped me to step back from
my practice and focus on my business plan. This
has helped me define how I want to structure
and conduct my practice, what type of clients
I want to have and the type of relationship
I want to have with those clients. Karoleenís
coaching has also helped me to empower myself
to take charge of my practice and decide what
it is that I want to achieve."
West Des Moines, IA
a coach has been very valuable for me. Karoleen
has helped me make the transition from management
back into a personal practice. The transition
has been filled with challenges, both financial
and emotional. One of the primary benefits of
a coach for me is filtering through all the
stuff occupying my thoughts and energy and getting
down to one or two things/decisions to focus
on. I can then make a decision and move on to the next thing, or focus my energy on the highest
Another big benefit is the emotional support
that is so helpful in a sales career. When Iím
feeling very negative or overwhelmed, Karoleen
helps get my head back on straight quickly by
validating me and my value to clients.
It is also nice to have an objective sounding
board for my ideas and to vent my frustrations.
By having a coach, I donít have to unduly burden
my wife or business partners with all of these
West Des Moines, IA
feel fortunate to be working with Karoleen.
Karoleen has been a successful financial advisor
herself and she knows what we need to do to
be successful. She has an excellent command
of coaching skills and I would hold her up to
any coach, yet she will always win with her
positive energy and attitude. That is what I
appreciate about her the most--her positive energy.
I am now better organized and I run my practice
better. I feel that because I have worked with
Karoleen, I am a better financial advisor.
Yes, I would definitely recommend you hire Karoleen.
She will listen to you, discuss your practice
and other goals with you, help you analyze the
situation and choose and carry out the steps
necessary to move forward."
Iowa City, IA
decided to hire Karoleen after our first conversation.
With my large client base and insurmountable
number of tasks, I was feeling overwhelmed and
knew I needed help. Her structure has the right
amount of accountability and flexibility that
has allowed me to focus on the important things
I need to do.
I used to feel extreme guilt when I wanted to
take time off. I now feel tremendously less
guilty and can now enjoy myself when I am not
working. Because of Karoleen, I now have a new
motto: 'Business needs to be enjoyable, profitable
and fun or I donít do it.'
Karoleen provides me with great business tips
and working with her gives me more confidence.
Because of this, I just asked a client with
a huge amount of assets that I wasnít managing
what it would take to work with their entire
account and he gave me permission to go ahead!
Plus, I just asked for my first retainer and
got it! I would have never felt comfortable
asking these questions before I hired Karoleen.
She always helps me see how simple my business
Iím working less and my income is up. I would
definitely recommend you talk to Karoleen. Schedule
an initial consultation with her and youíll
see...youíll want to hire her, too!"
decided to hire Karoleen because of the excitement
that she shared with me about how coaching could
be a good thing for me. I bought into that idea
that it could be a good thing for me, too.
The things I value the most with Karoleen are
how she listens to me, her honesty and ability
to be up front with me. And she is always upbeat
and positive. Karoleen has...you know...the
energy thing! When you talk to her and work
with her, youíll know what Iím talking about.
Working with Karoleen has allowed me to be more
focused on whatís important that I need and
want to do and then be more accountable to doing
those things. She also shares with me the potential
she sees in me. I now see a much bigger picture
for my life.
I would recommend hiring Karoleen because she
can help you focus on what is most important
to you and help you get it!"
Sioux City, IA
Karoleen as my coach has been very beneficial,
both personally and professionally. She is very
focused on listening and in return, is able
to inform and inspire. Her coaching has given
me a new perspective on striving to be the best
I can be."
Retail Business Owner,
North East Iowa
hired Karoleen because I had a couple of goals
in my life that I hadnít been able to achieve
by myself and I knew it would be easier if I
had some help. Her coaching has a way of nudging
me...firm, yet friendly...keeping me on track
of what I want. She makes things light and it
doesnít feel like work...it flows...and yet
I have accomplished a great deal since we have
Working with Karoleen has allowed me to feel
less stressed and feel better about myself.
One of my new phrases that I live by is, 'being
100% responsible for myself.'
I would recommend Karoleen to anyone with goals
or situations that you might be stuck on. It
would be worth it to have a conversation with
West Union, IA
the years I have known you I have always found
you to think in possibilities, look forward
with courage, gift the present with your honesty,
and transform your past into wisdom. Because
this is who you are, it is also the gift you
give to others. Your relationships with me as
a financial advisor, a committee member, a co-leader
of a childrenís dance group, and as a friend
challenged me to grow in my own development.
You offer strategic action as well as emotional
support. You clarify as well as confront. You
dare to dream with a person into the possibilities
of what is not yet.
I asked you to design a 'think tank' experience
for a small group, you brought play, movement,
dreaming, claiming, and voice to each of us
gathered. Everyone left feeling rich in possibility
for how they would live into their potential.
Laughter, tears, insight, decision, courage,
reflection, healing, knowing, permission are
all words that name that experience for me and
those who participated.Ē